Lutz has in-depth expertise in banking and capital markets law, especially in the area of payment services and innovative payment systems. His core topics also include compliance, money laundering prevention, data protection, and increasingly ESG.
When it comes to compliance and sustainability, Lutz places strong emphasis on cultivating a corporate culture that goes beyond legal conformity to actively promote ethical principles such as integrity and accountability. For him, compliance is not just about following rules but about embedding values that build long-term trust. Sustainability, in his view, means balancing economic success with social and environmental responsibility to secure resources and standards in the long term. He believes economic performance and societal responsibility are inseparably connected.